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Types of Purchases

Types of Purchases:

Whether you are looking to purchase an investment property, a getaway retreat or a retirement residence, the buying process is similar to that of a primary home, with the following additional considerations:

  • Interest rates on second mortgages are typically the same, although there may be additional tax considerations. Consult your tax advisor for specific details.
  • An advantage to buying a second home is that you can use the equity from your primary residence for the down payment.
  • A disadvantage to buying a second home is that homeowner’s insurance may be slightly more expensive, since you will likely not live in the property full time.

For more information about the different types of purchases available, contact Jan.
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